Oddly, recovery and insurance have something significant in common.

They’re both complicated – sometimes so much so that people don’t bother learning more. 

Thankfully, some people can help with both recovery and your insurance needs. Wolf Creek Recovery can advise you on achieving lasting recovery, and UMR can simplify the insurance process. 

There were 81,297 Arizonans in treatment for a substance use disorder in 2022. We want more people to get treatment every year. Do you want to be part of this year’s rising number? Let us tell you how Wolf Creek and UMR can work together to help.

About UMR and the Addiction Treatment It Could Get You at Wolf Creek Recovery

UMR technically isn’t an insurance company in itself. It’s known as a third-party administrator (TPA) and is one of the largest in the United States. UMR works with clients and insurance companies to make the claims process seamless. Their goal is to handle healthcare’s complex and confusing parts so their customers don’t need to. They also connect employers to plans that suit them. Behavioral healthcare – including mental health and addiction treatment – is often covered by the insurance companies that work with UMR.

Speaking of plans that suit them – we do that at Wolf Creek, too. If you come to see us, you’ll undergo an assessment to help us develop an individualized treatment plan that works for you. That plan could include the following:

  • Partial hospitalization program (PHP) with housing. You’ll come to our main facility for therapy and other activities during the day, then return to housing provided by Wolf Creek in the evening.
  • Intensive outpatient program (IOP) with housing. This is like our PHP but requires less time at our treatment facility. You won’t have therapy every day, and it won’t be for as long when you do have it.
  • Trauma therapy. Trauma is one of the primary factors that drives substance use disorders. Trauma-based therapies like EMDR and others will help you heal from the pain of your past.
  • Group therapy. Support from others in recovery is huge – so you’ll share your experiences, encourage one another, and grow together while undergoing therapy guided by cognitive behavioral therapy (CBT) principles.
  • Co-occurring mental health treatment. We treat the whole person at Wolf Creek, so we diagnose and treat any mental health conditions appearing alongside substance use disorders. We can manage medication, too.
  • Outdoor adventure therapy. We camp, canoe, paddleboard, play team sports, and more in the great outdoors to give you a glimpse of what the world has to offer when you aren’t taking substances.
umr for addiction rehab

Levels of UMR Coverage for Substance Use Treatment

Because UMR isn’t a traditional insurance company, it also doesn’t have traditional levels of coverage. The levels of coverage depend on your insurance contracted under UMR, and this varies from company to company. 

Frequently, insurance companies will have their plans split into bronze, silver, and gold coverage. Each level has more comprehensive coverage, but the insurance cost also increases.

Does UMR cover Wolf Creek’s Drug and Alcohol Rehab?

Whether UMR covers behavioral healthcare like addiction treatment depends on your insurance provider and the plan underneath them. The majority of them cover some degree of therapy and treatment for substance use disorders now, but how much is covered varies.

Wolf Creek works with UMR and the insurance policies under them on an out-of-network basis. We don’t want finances to hinder you getting the treatment you need. We also offer private pay rates, if that works better than insurance. If you contact us, we’ll be happy to verify your benefits and review your options. We’ll do what we can to make treatment as affordable as possible. Everyone deserves recovery and the opportunity to heal.

about umr and the addiction treatment it could get you at wolf creek recovery

Will UMR Cover More Than One Rehab Stay With Wolf Creek Recovery?

How many stays and how much treatment is covered depends on your insurance plan under UMR. 

If you need to return to treatment after completing a program with Wolf Creek, that’s perfectly okay. Recovery is hard and rarely straightforward, and sometimes, returning to substances is part of the journey. It doesn’t mean recovery is out of reach for you – just that you need additional support. We’ll be here whenever you need us, and just like the first time, we will work with you to make the cost of care as low as possible.

Start Rehab Covered by UMR With Wolf Creek Recovery

Whether you have UMR backing you up or not, we’re in your corner for life once you begin treatment with Wolf Creek. We’re committed to your lasting recovery. Ready to get started? Just contact us.

Wolf Creek Recovery provides addiction recovery services to Arizonans in need. We know where you’re coming from. We’ve been there too. Many of our staff members are also in recovery. We’re ready to meet you wherever you are now and lead you toward a substance-free life. It’s incredible, and you can build a life you love on the other side of your substance use disorder. Call us at 1-833-732-8202 today. We’re ready to help.