Battling addiction is a challenging feat, and seeking help can be a daunting experience. This is especially true when faced with a lack of local resources or a clear understanding of available treatment options. But even if the path forward seems challenging, it’s essential to know that there are several affordable treatment options available. Here’s our guide on finding a drug detox near me.
Where to Start: Knowing Your Health Insurance Options for a Drug Detox Near Me
The cost of drug and alcohol rehabilitation services can often discourage one from getting treatment. However, many people are unaware that several potential avenues can be explored through your health insurance provider.
Most health insurance companies have some form of substance use and addiction services covered in individual health plans up to a claim limit. The Affordable Care Act (ACA) that was put in place to help the uninsured and underinsured get affordable treatments also included coverage for substance abuse treatments. These additional coverage amounts are often classified under the mental health/substance use disorder (MH/SUD) benefits with your provider.
It’s essential to thoroughly examine the specifics of your health insurance plan and consult with an insurance advisor to know exactly how much coverage they provide. For example, people are often surprised to learn that particular health insurance plans cover various addiction recovery services, including:
- detoxification
- residential treatment programs
- in-person and remote counseling sessions
- social worker visits
- psychiatric treatments
- hospitalizations due to overdose
- other medical emergencies related to substance use disorders.
Many health insurance companies cover outpatient addiction services as well. Although your insurance company may not completely cover 100% of the services, many providers cover up to 80% of the costs after meeting an annual deductible payment. Check with your HR department or your carrier directly about the details of your plan.
How To Get Rehabilitation Services Without Health Insurance
It’s not uncommon for an individual suffering from addiction not to have an active health insurance policy. In this event, it can be even more challenging to get the help they need. However, with increasing awareness of the need for addiction treatment, several options can still be explored.
Low-Cost and Free Addiction Treatment Programs
Getting help for your addiction doesn’t have to be something that puts you into bankruptcy. Depending on where you call home, you could find great budget-friendly or no-cost treatment options to help you get through your sobriety struggles.
You can often participate in programs offering no-charge counseling sessions, supportive gatherings with like-minded peers, 12-step programs, or other government-funded programs to help you tackle substance abuse issues. In addition, faith institutions like churches and synagogues also offer a helping hand to those lacking the support they need but who wish to pursue healing.
State-Funded Programs
Navigating the path of addiction can be overwhelming. But it’s important to note that every state offers helpful resources and programs to guide individuals toward recovery. State-funded programs provide an array of indispensable resources designed to help some overcome their addiction challenges without costing a financial investment. These include individual therapy sessions, 12-step programs, group therapy, and crisis intervention services.
Since its inception in 1965, the federal and state-funded Medicaid program has provided access to health insurance coverage for those with minimal incomes. Subject to your state’s laws and the provider chosen by your Medicaid plan, substance abuse treatment may be covered.
Medicare is another state-funded program that provides crucial health insurance coverage regardless of income. In specific scenarios, being on both Medicaid and Medicare simultaneously is possible. If a doctor deems substance abuse rehab treatment to be medically necessary. Or if they create a plan of care, Medicare provides coverage for these services. This insurance will also cover expenses incurred at any facility or provider participating in the Medicare program.
COBRA
COBRA, of the Consolidated Omnibus Budget Reconciliation Act, is designed to provide temporary health insurance coverage for those who have left or been laid off from their job. Under COBRA, you can remain in your employer’s current health insurance plan if it includes addiction treatment options. Depending on the initial policy and provider chosen, this may include coverage for mental health services, inpatient drug rehab, outpatient programs, and other applicable treatments.
Veterans Health Administration
The Veterans Health Administration is a federal health insurance program offering US military veterans coverage. Depending on eligibility, this may include treatment for addiction and other substance abuse issues. Benefits will often cover inpatient services, counseling sessions, medications used in recovery programs, remedies used as holistic alternatives to addiction recovery, and other resources.
These are just a few options available for those struggling with addiction who don’t have health insurance. Numerous other programs, policies, or resources can help those facing substance abuse issues get the treatment they need without sacrificing their financial security.
What You Should Consider Before Choosing a Facility or Drug Detox Near Me
No matter what type of health insurance is available, it’s essential to carefully consider your options before settling on a particular program or facility. It’s advisable to research in advance and compare the different facilities that accept your policy. Ensure that their approach aligns with your beliefs and goals for recovery and any other requirements you may have. Additionally, understand what your policy covers and any potential costs or copayments.
An avenue often worth exploring is to inquire about scholarships or grants for drug rehab that may be available. These might include private organizations, nonprofits, government programs, or the facility. If you cannot find a full-coverage option, look into payment plans and other alternatives to access the treatment you need.
Beyond health insurance coverage for addiction treatment, having a reliable support system when undergoing addiction treatment can be just as important. Your family members, friends, and other loved ones can be invaluable resources during recovery. Encouragement from those closest to you can help strengthen your resolve and provide the motivation for lasting sobriety.
Get The Recovery Support You Need and Find Drug Detox Near Me
Don’t let a lack of health insurance or a fear of getting help hinder you from receiving the support you need to heal and recover. Numerous resources are available to those experiencing addiction who don’t have insurance, and many facilities offer payment plans or alternative options that can make treatment accessible.
There is a multitude of care facilities nationwide that provide free or discounted services and programs for those in need. By taking the time to research and explore available options, you can help ensure that you get the treatment needed for a successful recovery.
Wolf Creek Recovery is Arizona’s most trusted and effective drug and alcohol addiction treatment center. Our detox referral program ensures our clients get connected with around-the-clock supervision. And support they need from our trusted partners in the recovery industry.
Contact us today to learn more about our detox referral program and how we can help you reach lasting sobriety.
Finding purpose in pain is what Jonathon does best. He is a strong advocate for those suffering from substance use disorders. As a person in recovery, Jonathon knows how important it is to receive empathy and compassion. He recognizes that each person comes from a different set of circumstances and deserves to be valued and respected.
With a fresh perspective and compassionate attitude, Jonathon works closely with clients to help them let go of the past and know when to take necessary risks. The recovery process is ongoing, which means people need to move forward while applying the skills learned in treatment. Jonathon is a great motivator when it comes time for this!
Jonathon also places emphasis on the family unit and how it can make or break the recovery experience. Individuals with active, supportive families have far better outcomes. Jonathon realizes that it’s impossible to move mountains overnight, but with the right support team and positive attitude, anything is possible.
