Do you have a substance use disorder that you are considering getting addiction treatment for? Are you worried that your Beacon insurance policy won’t cover it?
You aren’t the first person to ask those questions. In 2022, 19.62% of Arizonians needed treatment for a substance use disorder, but 79.59% of them did not receive it. One of the main reasons people don’t attend treatment is financial concerns.
Many insurance companies, including Beacon, cover substance use disorder treatment for individuals who need it. At Wolf Creek Recovery, we work with Beacon to help make our services accessible to those who are seeking healing. Below, we discuss many of the addiction treatment options that Beacon will cover at our facility.
About Beacon
Beacon aims to remove third-party payers from the equation of healthcare and provide their patients with access to care without the concern of networks. They believe in offering innovative solutions that address the costs of healthcare while also allowing people to access high-quality healthcare. Their mission is to change the status quo “by making healthcare affordable again.”
Beacon believes in “providing non-insurance alternatives for healthcare.” Their members include a Direct Primary Care membership for primary and preventive needs and a Sedera Health membership for support and management of large unexpected medical expenses.
Does Beacon Cover Rehab for Substance Use Disorders?
Because Beacon aims to help people access high-quality care, this means that they do cover substance use disorder treatment at rehab facilities. Some areas of treatment that you can expect will included in your Beacon coverage include:
- Detox – The first step for many people when it comes to overcoming a substance use disorder is to attend a detox program. During this process, people will stop taking a substance and allow their bodies to naturally eliminate it. This often results in a range of withdrawal symptoms. With the help of expert medical professionals, individuals receive the proper guidance, support, and medication necessary to manage the experience safely.
- Inpatient treatment – While attending inpatient treatment, individuals stay at the facility and in a space that allows them to concentrate solely on their healing, free from everyday distractions. In this secure and supportive environment, medical professionals might provide medications that support stability while they work to develop coping mechanisms and long-term strategies for lasting recovery.
- Partial hospitalization – Once inpatient treatment is complete, many people transition to partial hospitalization. This stage reinforces the coping skills they developed during inpatient treatment at a less intensive level. What your day looks like will depend on your unique recovery goals and needs.
- Intensive outpatient – Following partial hospitalization, the next step is to move into intensive outpatient care for many individuals. With three therapy sessions each week, people receive consistent guidance and a stable routine that supports their continued healing journey.
Each Beacon plan can differ. This is why it is important to contact a Beacon representative directly for any specific questions. They can provide detailed information and help clear up any uncertainties around your substance use disorder treatment coverage.
Does Beacon Cover Rehab Out-of-Network?
Beacon does work with facilities that are typically out-of-network when it comes to rehab. What that coverage looks like for you may be different than someone else. Because individual policies vary, it is a good idea to speak with a Beacon representative about your out-of-network coverage. You can also fill out an insurance verification form with Wolf Creek Recovery to understand your options.
Even if a facility does fall outside of Beacon’s network, you may still be covered for treatment. It is important to keep in mind that if this is the case, it might include higher out-of-pocket costs or require deductible obligations to be met.
Are Multiple Stays Covered By Beacon?
Not everyone recovers from a substance use disorder after the first treatment stay. Beacon recognizes this. As long as you have a clear medical need to attend treatment again, further stays will continue to be covered. However, it is recommended that you consult your doctor and a Beacon representative to make sure the process goes as smoothly as possible.
Build a Life You Love With Your Beacon Coverage at Wolf Creek Recovery
Starting recovery can feel overwhelming, but you do not have to be alone. Wolf Creek Recovery is here to guide and support you through every step of your recovery process. This includes helping you verify your Beacon coverage when it comes to substance use disorder treatment. Our compassionate care includes creating a personalized treatment plan with tailored programs, such as outdoor therapy experiences. These are designed to help you build a healthier, more fulfilling life. Call us at 1-833-732-8202 to get started today and build a life you love.
