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One of the hardest parts about starting recovery is paying for a treatment center in Arizona. Depending on the type of program, a private rehab can be costly. Fortunately, there are ways to reduce your out of pocket costs and make treatment affordable. Wolf Creek Recovery believes that high quality treatment should be accessible to anyone who wants to get healthy.

Does Insurance Pay for Drug Rehab in Arizona?

The short answer to this question is “yes.” In most cases, insurance will cover the cost of rehab because addiction is considered a disease. In fact, under the Affordable Care Act (ACA), an insurance applicant is no longer penalized for pre-existing conditions, including addiction. All ACA-sponsored policies include coverage for substance use disorders, and typically cover 60 to 90 percent of the total cost.

However, the most common way to pay for drug rehab in AZ is with private insurance, which you get from your employer. Most private health plans will pay at least a portion of your treatment costs. Blue Cross Blue Shield, Aetna, Cigna and United Healthcare are the four major health insurance companies that cover millions of Americans. Wolf Creek Recovery accepts all of them, along with many others.

Managing Costs for Rehab in AZ

Keep in mind that insurance typically covers a portion of your treatment costs, which means you’ll be responsible for paying the remaining balance, along with any coinsurance or copayments. Therefore, it’s important to know what the Arizona drug rehab is charging, as each one charges differently.

The main factors that will affect your treatment costs are:

  • Location of the facility. Some areas have a higher cost of living, and you can expect treatment to cost more in these areas. Depending on where you live, you could actually save money by choosing an out-of-state program.
  • Length of treatment program. The longer you stay in treatment, the more it’s going to cost. However, if you can commit to at least three months of treatment, your chances for long-term recovery are higher.
  • Level of care. Higher levels of care typically cost more as well. Residential programs, for instance, are most expensive because clients live at the facility and receive 24-hour support.
  • Included services. Some treatment facilities offer inclusive services, while others offer a la carte services. Also, each treatment center charges differently for their services.

Verify Your Insurance Benefits Today

The best way to find out what your insurance covers is by calling them directly, or by speaking with the Arizona drug rehab that you’re interested in. Wolf Creek Recovery will verify your insurance benefits so that you know exactly what is covered. We accept most insurance providers, and we will work with you to make treatment affordable and accessible.