Understanding Your Level of Coverage – How to Know if Aetna Will Cover Your Treatment
Aetna Insurance is a country-wide provider that offers marketplace, individual, and family plans to people of all ages. They also offer Medicaid insurance plans, too.
Aetna offers a wide range of coverage options, which include mental health and substance use treatment.
The only difference you will see based on your level of coverage is what out-of-pocket costs you may accrue. Aetna offers different plan tiers, such as Bronze, Silver, and Gold, with different deductibles, co-pays, prescription flat rates, and overall out-of-pocket costs. Understanding your specific coverage based on your plan will help you know your available options.
How Will Your Deductible Impact Your Treatment?
Depending on the tier of service you have selected for your insurance plan, your deductible and out-of-pocket costs will vary.
Understanding your deductible is key to not facing sticker shock after receiving life-saving care. A deductible is the money you will pay before your insurance fully kicks in. This doesn’t include services that have set rates, otherwise known as “co-pays.” Things like an annual check-up with your primary care doctor will have a set rate you pay, regardless of the total cost of the visit.
Deductibles only apply to services covered by your insurance. This means that if you go to an out-of-network service and your plan doesn’t offer any out-of-network coverage, you will pay the full cost.
Treatment doesn’t have to be out of reach based on your income. Through a combination of insurance and additional support methods, you can get the quality care you deserve, which, at the end of the day, is priceless.
Will Aetna Cover Addiction Treatment at Any Level?
Yes! As we touched on earlier, Aetna offers coverage for mental health and substance use treatment services. This includes different levels of treatment depending on your needs and diagnoses. The coverage specifics vary greatly depending on your plan, medical history, diagnosis, and more. For further information about how Aetna will work for your treatment at Wolf Creek Recovery, we recommend contacting us directly.
What Part of Treatment at Wolf Creek Recovery Is Covered by Aetna?
Wolf Creek Recovery is considered “out-of-network” for coverage with Aetna.
This doesn’t mean you won’t receive any financial benefits from your insurance.
Aetna recognizes the importance of substance use and mental health care services and provides coverage for those, even out-of-network. When a service is out-of-network, it can change the costs you see at the end, but the specifics of this will vary from person to person. It doesn’t lessen what can be covered, so you can still receive the full benefits and amenities available at Wolf Creek.
Aetna does offer coverage for detox programs, inpatient stays, and outpatient services for mental health and substance use. To learn more about the specifics of your coverage and costs, submit your policy details to us at our insurance verification page and our team will help determine your Aetna coverage.
Does Where I Live Change How Aetna Covers My Wolf Creek Treatment?
No! Even if you’re from out of state or across the country, we accept Aetna in all forms. The only thing that will influence your coverage is if you have out-of-network benefits and what those out-of-network benefits are.
So don’t let a few miles get between you and the right, high-quality care.
Get Started Through Aetna at Wolf Creek Recovery Today
If you or a loved one is seeking healing from substance use, Wolf Creek Recovery is here to help. No matter what support you need, we have options available for you. From supportive housing to ongoing outpatient treatment, you will have support every step of the way.
Our individualized treatment programs are built with you in mind instead of trying to shoe-horn you into something designed for “everyone.” We know you’re unique, which is why our treatment is unique, too. This is why we also offer specialized treatment programs such as our veterans and gambling-focused recovery programs.
We want to know you and learn your story to help you write the next chapter of your life backed by support and healing. There’s no wrong time to get started, no matter your history with substance use or recovery. You’re still deserving of a fresh start.
At Wolf Creek Recovery, we reach out to meet you where you are. No matter the level of care you need or your history of substance use, healing is always an option. Get started by calling us at 1-833-732-8202 to build a life you love today.
Cost of Inpatient Rehab Treatment: Does Your Insurance Cover It?
Wolf Creek Recovery currently accepts most major health insurance policies, and affordable private pay options are available. Please contact Wolf Creek Recovery for more information, and we’ll quickly verify your insurance and let you know what benefits you have. We’ll answer any questions you have in this area, too.
Choose Wolf Creek Recovery’s Inpatient Treatment Program
Seeking treatment for a substance use disorder or mental health condition can be overwhelming and intimidating, especially when it comes to committing to a residential treatment program. It takes a lot of preparation, and a lot of dedication, but we know you or your loved one can do it. Take the first step toward recovery and choose inpatient treatment and addiction recovery services with Wolf Creek Recovery.
At Wolf Creek Recovery, we know exactly how it feels to be where you are. Our staff is in recovery, too, and we’re eager for you or your loved one to join us. Give us a call at 1-833-732-8202 today for more on how we can help you build a life you love.
