If you have Multiplan insurance and are wondering if it will cover your substance use disorder treatment, you are not the first person. Between 2021 and 2022, over 1 million Arizonians were diagnosed with substance use disorders, yet only 260,000 of them sought treatment.
Substance use disorder treatment can be expensive, and many people, even if they are insured, often wonder if they can pay for these expenses. The good news is that insurance providers like Multiplan do cover treatment for substance use disorder for those who need it. At Wolf Creek Recovery, we collaborate with Multiplan to ensure those seeking our recovery services can obtain the necessary care. We have outlined many of the addiction treatment options that Multiplan covers below.
About Multiplan
Multiplan, now known as Claritev, has been around for nearly 45 years and focuses on “providing cutting-edge technology and data assets that promote affordability, transparency, and quality.” They are led by experienced associates, data scientists, and innovators and provide tech-enabled solutions and services.
They believe in not only identifying medical savings to lower costs, but also supporting the value of the care. They strive to “ensure the benefits match the cost” to support long-term goals that are affordable for everyone.
Does Multiplan Cover Rehab for Substance Use Disorders?
Multiplan ensures that individuals with substance use disorders who are eligible for treatment receive quality rehab services. They understand that each claim they receive is unique. Therefore, their coverage extends to a range of essential services for treating this condition. This includes:
- Detox – The journey to overcome a substance use disorder often starts with detox. When people cease engaging with substances, their bodies begin to naturally eliminate them. While this process often results in various uncomfortable symptoms, medical experts are available to provide both guidance and necessary medications to manage these symptoms safely in a nurturing environment.
- Inpatient treatment – As part of the inpatient treatment process, individuals stay on-site. This provides them with the opportunity to fully engage in their recovery without any external distractions. Within this supportive setting, healthcare providers might administer medications to help maintain stability. They will also learn and cultivate effective coping skills and strategies to manage their substance use disorders.
- Partial hospitalization – Following the completion of inpatient treatment, many people progress to partial hospitalization. This step not only builds on the skills developed during initial treatment, while providing a lower intensity of care. Program hours during partial hospitalization are carefully structured to align with each person’s treatment plan.
- Intensive outpatient – Once partial hospitalization is finished, numerous people transition to intensive outpatient care to maintain their recovery progress. The program includes three therapy sessions every week. This treatment option delivers a steady support system and a dependable structure to facilitate their healing process.
Given that Multiplan plans differ from one another, it is important to reach out to both your insurance provider and a Multiplan representative. They will clarify your plan details and help answer any concerns or questions you might have about coverage for a substance use disorder.
Does Multiplan Cover Rehab Out-of-Network?
Multiplan does work with out-of-network rehab facilities. However, the exact details of this coverage are determined by your specific plan. Since policies can vary widely, it is advisable to contact a Multiplan representative or submit an insurance verification form with Wolf Creek Recovery to learn more about your options.
Even if a facility is not part of Multiplan’s network, there is still a chance you could be covered to a certain degree. Keep in mind that this might lead to increased out-of-pocket costs or meeting higher deductible obligations. To fully understand your benefits, it’s best to consult with a Multiplan representative.
Will Multiplan Cover Multiple Rehab Stays?
Understanding that recovery from substance use disorders can involve several treatment stays, Multiplan will cover additional stays as long as there is a clear medical need. It is recommended that you work closely with your healthcare provider to determine the necessity of additional treatment sessions.
Build a Life You Love With Your Multiplan Insurance at Wolf Creek Recovery
Taking the first step to getting treatment is daunting, overwhelming, and can come with many different questions, such as wondering if your treatment can be paid for. Wolf Creek Recovery is here to assist you every step of the way. This includes verifying your insurance coverage. Our dedicated, individualized treatment programs, incorporating outdoor therapy, are designed to help you pave the way toward a healthier, substance-free life. Get started today by calling 1-833-732-8202 to check your Multiplan insurance coverage and begin building a life you love.
