Between 2021 and 2022, 1,073,000 Arizonians were diagnosed with a substance use disorder. This condition often requires people to attend treatment at a rehab facility to find healing. Unfortunately, this comes with an expensive price tag. Luckily, many insurance companies will cover at least part of this service to help decrease some of the out-of-pocket costs this life-saving care has. Wolf Creek Recovery works with United Healthcare regarding many of our addiction recovery services. Read more about what options you or a loved one might have if you have this insurance.
About United Healthcare
United Healthcare is a health insurance company with the mission to “help people live healthier lives and make the health system work better for everyone.” They accomplish their mission by dedicating themselves to being there for their members for what matters in moments, both big and small.
In the United States, their plans are for people of all ages, lifestyles, and budgets, which means that what they cover varies significantly. They work with 1.3 million physicians and care professionals and over 6,700 hospitals and care facilities across the nation, ensuring that people have access to quality care where and when it is needed. They also provide care internationally with certain plans.
United Healthcare has three goals: a simple experience, affordable coverage, and quality supported care. These goals allow them to constantly improve the healthcare experience and meet the needs of everyone. This also allows them to live under their core values of “integrity, compassion, inclusion, relationships, innovation, and performance,” ensuring that their genuine sense of passion and purpose has the power to touch and health countless lives. They are also dedicated to improving healthcare for all, including those who are underserved and overlooked in the community.
Does United Healthcare Cover Rehab for Substance Use Disorders?
United Healthcare does cover many aspects of rehab when it comes to treating substance use disorders. A substance use disorder is a health condition that requires quality treatment for people to have healthier lives, which falls under the mission of this healthcare insurance company. Common types of services that United Healthcare will cover pertaining to substance use disorders include:
- Detox – The path to recovery for individuals with substance use disorders often begins with detox. This process involves stopping substance use so the body can naturally remove it from its system. This can cause uncomfortable symptoms, so healthcare professionals provide care in this safe space by offering guidance, comfort, and when necessary, medication to help make the process more manageable.
- Inpatient treatment – During this level of care, clients will stay on-site, allowing them to focus fully on their recovery. They may receive medications to support their stability while developing crucial skills and strategies to effectively manage their substance use disorder.
- Partial hospitalization – After inpatient treatment, individuals progress to this next step, where they refine their skills and deepen their understanding of recovery. The care provided isn’t as intensive, and the number of treatment hours is tailored to match each person’s unique journey.
- Intensive outpatient – After partial hospitalization, many individuals transition to intensive outpatient care, attending treatment three days a week.
Contacting your insurance provider and speaking with a United Healthcare representative can help you determine what your plan covers for substance use disorder treatment.
Does United Healthcare Cover Rehab Out-of-Network?
Out-of-network rehab coverage under United Healthcare depends on your plan. Because there is no universal coverage guideline, consulting a United Healthcare representative or submitting an insurance verification form through Wolf Creek Recovery can offer further insight.
Even if a facility is out-of-network with United Healthcare, some coverage may still be available. However, choosing an out-of-network provider could result in higher out-of-pocket costs or require meeting a deductible before benefits apply. For specific information, consulting a United Healthcare representative is recommended.
Will United Healthcare Cover Multiple Rehab Stays?
Sometimes, recovering from a substance use disorder takes more than one treatment stay, which is a reality that United Healthcare understands. If you need further treatment, your coverage won’t be denied. If additional treatment is needed, it is best to check with a United Healthcare representative and confirm medical necessity with your healthcare providers.
Build a Life You Love With United Healthcare at Wolf Creek Recovery
If you are ready to get started and take the first step towards healing from a substance use disorder, Wolf Creek Recovery offers comprehensive treatment programs tailored to support your journey. With a range of therapies, including outdoor therapy, we will empower you to explore a healthier, substance-free way of living. Contact us at 1-833-732-8202 to determine if your United Healthcare insurance covers your treatment. Let us help you build a life you love today.
